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The Economist: Tests of Character: How Personality Testing Could Help Financial Inclusion

Startups are rushing to make use of these “alternative data”. One example is First Access, in Tanzania, which uses data such as mobile records to gauge the strength of borrowers’ networks, and thus how likely they are to repay.


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https://www.economist.com/finance-and-economics/2016/09/29/tests-of-character





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