Banking Tech: Finca and First Access Join Forces for Microfinance Fintech
- First Access
- May 31, 2016
- 1 min read
FINCA Microfinance Holding Company, an arm of US-based nonprofit microfinance network
FINCA International, and First Access, a US-based financial technology company, recently partnered to create an alternative credit-scoring system to serve the Democratic Republic of Congo, Kenya, Malawi, Nigeria, Tanzania, Uganda and Zambia. This system aims to “establish credit scores for low-income clients who lack sufficient formal credit history to secure small loans to build businesses or support emerging personal needs.” Specific information on exactly how this system works is unavailable, but First Access typically analyzes demographic, geographic, financial and social aspects of clients’ mobile phone usage to predict credit risk…
Source: http://www.bankingtech.com/493342/finca-and-first-access-join-forces-for-microfinance-fintech/
Tagged: microfinance, finca, mobile, fintech, africa, tanzania, zambia, nigeria, uganda, drcongo, malawi, credit scoring
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