Great primer on the diverse fintech landscape. To ensure all countries see the benefits of global fintech innovation, governments should consider eliminating "data localization" laws that force data to be stored within a nation's geographic borders. These laws do not increase data security and can ultimately stifle the flow of innovation to developing countries, particularly those without sophisticated local data centers and storage facilities.
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http://www2.itif.org/2016-policy-principles-fintech.pdf?_ga=1.93449492.822267656.1477317999
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